Andrew Locke

For the past 16 years as a State Farm agent, I’ve focused on delivering real value to the people I serve. To me, value means making sure each customer understands their coverage and feels confident they’re properly protected. You can get an insurance quote just about anywhere, but my goal is that everyone who walks through our doors leaves knowing their coverage fits their life—not just on paper, but in the real world.I’m proud to serve Celina, Tennessee, with two offices located in Celina and Gainesboro. From there, I work with individuals, families, and business owners across the Upper Cumberland, including Baxter, Cookeville, Granville, Carthage, Livingston, and many other communities throughout Tennessee. Being local matters to me, and I value the relationships we’ve built across this region.

Some fun facts about me, I have a beautiful wife Rachel, and one awesome little boy. We're local members of Stevens Street Church in Cookeville, and we’re proud to support local school systems and the Chamber of Commerce. When I'm not working, I enjoy my family time, spending time outdoors, and CrossFit.

My office helps customers with Auto Insurance for everyday driving, Homeowners Insurance and Renters Insurance for where life happens, Life Insurance to help protect loved ones, and Small Business Insurance for those building something of their own. We also assist with Health Insurance and financial services at a high level, always focusing on clear conversations and customized options based on real needs. If you’re looking for straightforward guidance and a local team that truly cares, stop by or give us a call—I’d be glad to help with a personalized quote.